Tuesday 1 July 2014

Are You and Your Family Protected?



Are You and Your Family Protected?

No-one wants to think about what will happen when a loved one dies. Everything changes and the last thing you should have to worry about is adding a financial strain to your family. If you have children or any form of debt, it is essential that you have protection in place in case the worst should happen.
 
There are a range of protection products available to give you peace of mind that your loved ones will be provided for should you die. There are many different ways to arrange life cover and we can guide you through the options and find the right product for you. Life assurance can ensure that in the event of death your mortgage could be repaid and the costs are not passed on to your family.

It is surprising to learn that little over 30% of households have some form of life assurance in place. This represents just under half of the population who do have household or motor insurance. An increasing number of people are now attracted to cheap comparison sites to find the lowest premium. They can often find that these "off-the-shelf" products do not offer the full protection their family requires after their death and ultimately could leave their family under unnecessary financial pressure.

There a number of life protection products available to suit anyone, all with different benefits that could ease the pressure and offer support if the worst happens. We take the time to ensure we find the best cover for you. We undertake a full review to ensure that you are not only fully covered but also that you are fully covered for the best possible price!

*Please note that you should never cancel an existing policy prior to taking out a new one without fully investigating the generic and individual elements that are covered.