BUY TO LET

With other investment returns continuing to fall, or to be less certain, the market for Buy to Let seems to be continuing to thrive, despite the general "slow down" in the housing market.

The concept of borrowing someone elses money, and having a tenant's rent pay for the mortgage interest, to make you money is certainly extremely sensible!

Tailored Mortgages specialise in this field and some key information follows with an example of how you can increase your wealth at the end.


BUY TO LET Mortgages are available with only a 10% deposit and sometimes with NO proof of rental / earned income!!

Tailored Mortgages charge NO BROKER FEES!

Many landlords refinance their existing properties to release capital to buy MORE properties!

Recession proof? – If interest rates rise, more properties will be repossessed, therefore there will be an increased demand for rental property, driving up the rental received!

We provide a full advice service – from a new landlord looking to purchase their first property, through to the experienced landlord with a substantial portfolio!

We can give advice on the best type of property to purchase, to ensure that you maximise your return!

In certain circumstances – buy WITH NO DEPOSIT!!




BUY TO LET EXAMPLE

Property purchase price £100,000
Mortgage £ 90,000

Interest cost / month 450
Additional costs 25

Total monthly cost 475

Rental received 500 / month

You will find that you will not make much (if any) money on a monthly basis – your return will be received in the capital growth.

With a 5% annual increase in property values:

£100,000 property after 5 years will have increased to @ £128,000

Your share will have increased from £10,000 to £38,000

That represents an increase in your capital of 380% in only 5 years !!!