DEBT ADVICE

As a mortgage broker, we traditionally see a surge in enquiries from clients looking to “remortgage”, or apply for a secured loan to consolidate debt accumulated during the previous year and over Xmas.

Unfortunately, although many people would still like to go down this route, with falling house prices and the tightening of credit supply, it is likely that this consolidation option will not be available.

This will leave many with mounting debts and combined with rising unemployment and / or reduced working hours, they will no longer be able to afford the monthly payments.

Do you need our help? - If you are struggling to meet all your credit commitments, you are not alone. According to statistics produced in July 2008, the number of people seeking advice on debt problems is over 6,000 every day.

Don’t bury your head in the sand – There will be a solution. The worst thing you can do when you know you have a problem, is to do nothing. Worrying about which bill to pay first and constantly trying to balance the monthly budget causes stress and anxiety. It is essential that you act quickly to ensure that you can benefit form the best solution for you.

We can help! – By contacting us, we can arrange an initial meeting to discuss your situation and a financial program can be put together to make life more manageable. Our regulated advisers can give help and support you in balancing your monthly budget. Crucially, allowing you to live whilst creating a programme to repay your financial commitments. Solutions are individually tailored to your specific needs.

Remember our advice is completely FREE OF CHARGE and we will happily explain to you which options are open to you and discuss the pros and cons of each. We can then look at one of the following:

Debt Management Individual Voluntary Arrangement Bankruptcy

To find the most suitable and affordable solution for you.

For a free confidential, personal chat, please call us today on 01243 261945